Every year, substantial life insurance and annuity benefits go unclaimed—not because no coverage existed, but because beneficiaries, heirs, or estate representatives did not know about the coverage, could not identify the insurer, or did not know where to begin searching.
A surprising number of investigations don’t fall apart because the underlying facts are weak—they fall apart because the evidence is fragile. A screenshot gets compressed by a messaging app. A chat export loses timestamps. A key photo is forwarded three times and stripped of metadata. Someone “cleans up” a folder and accidentally overwrites the only copy of a file. Weeks later, when counsel, compliance, or a court asks the simplest question—“How do we know this is authentic?”—the answer becomes uncomfortable.